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1·The second large category is called the Savings and Loan Association or the Building and Loan Association .

布郎：第二大类称做“储蓄和贷款协会”，或“建房信用协会”

2·Those are special savings association, like savings and loan associations, which are owned by the depositors instead of Stockholders.

那是一些特殊的储蓄协会，像储蓄和贷款协会同样，是归储户所有，而不是属于股东所有。

3·Bank means a person engaged in the business of banking and includes a savings bank, savings and loan association, credit union, and trust company.

“银行”指任何从事银行业务的人，包括储蓄银行、储蓄和贷款协会、信贷联盟和信托公司。