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1·It is understood that Tony is his co-trustee.

不言而喻，托尼也是他的托管人。

2·AIA Pension and Trustee co. Ltd. shall have the right to claw back any bonuses paid if monthly contribution is discontinued within the first 12 months.

如每月供款于首十二个月内终止，美国友邦退休金管理及信？有限公司有权撤回任何已付之奖金。