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1·With an excess, the insured would tend to be more careful because if a claims occur, the insured also has to be out of pocket and contribute towards the claim.

以多、被保险人会更小心的，因为如果发生索赔现象，被保险人也必须从口袋里，用于索赔。

2·They think Banks were overpaid for the risks they took. Issues were priced as much as 40% below market prices so stocks would have had to plunge before Banks would be out of pocket.

可次级承销商也在抱怨分得的战利品没有随之增加，因为他们认为投资银行对自身承担的风险漫天要价——那时发行价格低于市场价格的40%，这样，在投资银行血本无归之前，股票市场就不得不跳水了。

3·You don't know when or whether you'll need treatment - but if you do, treatment can be extremely expensive, well beyond what most people can pay out of pocket.

你不知道什么时候会生病，或会否会生病，但如果你病了，诊疗费用将会非常昂贵——远远超出大多数人所能承受的数额。

4·The costs of care, including the price of medicines, can be an absolute constraint for impoverished households, especially when expenses are covered by out-of-pocket payments.

医疗费用，包括药费，对贫穷家庭可构成绝对的制约，尤其当需要用现金支付费用时。

5·Paying for a guardian out of his own pocket for 27 years turned out to be worth it for the Italian archaeologists Giuseppe Orefici, director of the Nasca Project.

对于纳斯卡项目负责人，意大利考古学家Giruseppe Orefici, 27年自费支持这个保护项目终于被证明是值得的。

6·When the additional out-of-pocket costs are taken into account, a healthy advertising budget is needed before any revenue can be assumed.

考虑到非预算支出（out-of-pocket）成本，需要在产生收入之前制定合理的广告预算。

7·Some costs would be reimbursed for lower-income workers, but out-of-pocket expenses would still be hard to meet.

收入较低的员工可报销一些费用，但需现款支付的费用依然很难承担。

8·If it meant reaching the Champions League Final in Rome, I would pay to be there out of my own pocket!

如果能闯进在罗马举行的冠军联赛决赛，我愿意自掏腰包入场！

9·If my wife and I were to buy a bigger, more flashy house we realize it would not be an asset, it would be a liability, since it would take money out of our pocket.

我妻子和我也喜欢大而时髦的房子，但我们知道那不是一项资产，由于它使钱从我们口袋中流出去，所以它是一项负债。

10·Public bodies may be left even more out of pocket if receipts from the sale of land and buildings after the games are lower than expected.

如果奥运会后土地和场馆设施的销售低于预期的结果，那公共部门可能得从口袋里向外掏钱了。