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1·Credit guarantee increases its own risk while reducing credit rationing.

信用担保减少了信贷配给问题，却增加了担保机构风险。

2·In this paper, just analyze credit rationing and economic effect in above-mentioned aspects.

本文正是从以上两个方面分析了信贷配给及其经济效应。

3·Financial institutions engage in the second type of credit rationing to guard against moral hazard.

财政机关参与第二类型信用定量供应守卫免受投保人不可靠所冒风险。

4·Such credit rationing is necessary because the larger the loan, the greater the benefits from moral hazard.

这样信用定量供应是必要的因为更大贷款， 更加伟大从投保人不可靠所冒风险的好处。

5·That, in turn, merely drove down prices further, leading to more credit rationing, bankruptcies, and bank failures.

那只会进一步压低资产价格，从而导致更多的惜贷、破产和银行失败。

6·First, the narrow credit channel is not smooth, it is mainly due to the equilibrium credit rationing of commercial bank.

首先，我国狭义的信贷渠道的传导出现了一些不顺畅。 这主要是由于商业银行多重经营目标下的均衡信贷配给导致的。

7·Firstly, the author discusses the loan pricing theory, this means credit rationing, converse selection and inspirit effect, etc.

首先，作者简述了现代商业银行贷款定价的理论依据：信贷配给理论、利率的逆向选择、利率的激励效应和贷款担保理论。

8·And then, it formulates an OLS model to further analyze and testify the relationship between banking sector structure and credit rationing.

然后建立一个简单的OLS回归模型来进一步分析和验证我国银行业结构对信贷配给的影响。

9·Higher funding costs have pushed up lending rates, but the main way that the Banks' difficulties are affecting the economy is through credit rationing.

筹资成本的提高意味着贷款利率相应地提高，不过银行业的落魄对整个经济影响的主要是影响了信贷配给。

10·And on this basis, it puts forward the thinking and suggesting of resolving credit rationing by means of quality signal game model and reputation theory.

并在此基础上，利用质量信号博弈模型和声誉理论的分析方法，提出了解决信贷配给的思路和建议。