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1·Not only can such workers retire at 50, but some enjoy annual pension payments greater than their salaries.

他们不但能在50岁时就退休，一些人还可以享受到高于他们工资的退休金。

2·Usually advice has focused on the best “withdrawal rate”, the proportion of the pension pot that can be taken as annual income while minimising the risk that the retiree outlives his or her savings.

通常建议人们采用最佳“提取率”法，就是每年提取一定比例的退休金做为年收入，用以防止过早地花光退休金而出现生活困顿。

3·Most private pension plans provide benefits to retirees in proportion to a formula based on the employee's age, years of service and annual salary.

大多数退休金计划根据雇员的年龄、工龄和年薪按一定比例为退休人员提供福利待遇。

4·Mark rented an accommodation with his pension near the shore. He paid annual visits there to enjoy the vivid beauty in the depths of the pure sea.

马克用他的退休金在海岸边租了一间住所，每年都去那儿欣赏纯净的大海深处那生动的美丽。

5·Mark rented an accommodation with his pension near the shore. He paid annual visits there to enjoy the vivid beauty in the depths of the pure sea.

马克用他的退休金在海岸边租了一间居处，每年都去那儿观赏纯净的年夜海深处那活泼的美丽。

6·Reducing the substituting rate of the pension properly while retiring, and raising the annual growth rate of pension is reasonable choice to adjust present policy.

适当降低退休时养老金替代率，提高养老金的年增长率是目前合理的政策调整取向。