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1·The first and third are used by the bank or card issuer.

银行或发卡机构使用第一个和第三个。

2·But the specific approach is decided by card issuer.

但具体作法由发卡方自行决定。

3·The card issuer asserts that these claims are valid.

卡发行方断言这些声明是有效的。

4·Please contact your card issuer for more information.

请联络您的发卡银行获取更多信息。

5·Your transaction has been declined by your card issuer.

您的交易已下降了您的发卡银行。

6·When a purchase is made, the credit card user agrees to pay the card issuer.

当刷卡消费后，信用卡持卡人愿意付报酬给信用卡发行机构。

7·Of course, the card issuer doesn't necessarily have to eat that fee, because they know you will!

当然，发卡行也不是会承担这笔费用的，因为他们知道你会承担的。

8·Jointly applying doesn't do you any good, but it does do the credit card issuer a lot of good.

联合申请信用卡对你们没有任何好处，但对发卡行却有好处。

9·If the credit card issuer applied the payment to the interest-bearing balance first, the customer would pay less interest overall.

如果信用卡发行人能够优先冲减有息债务，消费者支付的利息总额将大大减少。

10·Credit card issuer MBNA (now Bank of America) was known in the 1990s for its corporate mantra, Think of yourself as the customer.

信用卡的发行人美信银行(现在的美国银行)因他的公司信条——“把自己当成顾客”而在1990年闻名于世。