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1·The prospective borrower will need to provide a completed SWOT analysis.

贷款对象将需要提供一份完整的SWOT四点分析。

2·Thee prospective borrower of personal housing loan should be a natural person having a complete civil capacity.

个人购置住房贷款对象应是具有完全民事行为能力的自然人。

3·In the case of entrustment loan, the liability of security of loan should be undertaken by the trustee as long as the prospective borrower is not appointed.

在委托贷款中，只要不指定贷款对象，贷款的安全责任由受托人承担。

4·The value of the assets of the Borrower is less than its liabilities (taking into account contingent and prospective liabilities).

借款人的资产价值小于其负债(考虑到应急帐户及预期负债)。