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1·Wells Fargo I applied on my own once, and applied with my father as a co-signer and they also denied me [then].

我以个人名义向威尔斯·法戈公司提出申请，并申请我父亲为连名签署人，但是他们还是拒绝了我。

2·The agreement with the credit union expands the pool of available funds and similarly does not require a co-signer.

该协议与信贷联盟扩大了可用资金，同样并不需要共同担保签字。

3·No one under age 21 will be allowed to have a credit card without showing an ability to pay or getting a co-signer.

在没有显示出有支付能力或获得联署保证的情况下，21岁以下的人不允许持有信用卡。

4·Get a credit card. If you can find a co-signer, you can sign a contract and legally receive your very own credit card.

如果你能找到一位担保人，就可以签合同了，之后会收到属于你自己的合法信用卡。