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1·Pension, a sum of money paid regularly as a retirement benefit or by way of patronage.

退休金，抚恤金，一笔作为退休或受资助而定期领取的钱。

2·America should index the retirement age to longevity and make the benefit formula for upper-income workers less generous.

美国应该根据寿命来调整退休年龄，整改高收入人群的收益计算公式。

3·And the pension benefit is 80% of pre-retirement salary.

养老金收益是退休前工资的80%。

4·Employees accrue a notional benefit each year which is converted into an income at retirement, using annuity rates.

雇员每年缴纳一定的费用，按照年利率转化为退休时的收入。

5·Parent Retirement Category applications will be prioritised, in recognition of the benefit to the economy they are expected to bring.

父母退休类别的申请将被优先考虑，因为他们将为新西兰的经济带来既得的利益。

6·Since only those in their working years benefit from faster income growth, only this segment increases its consumption while those in retirement consume based on the lower income of an earlier time.

由于只有处于工作年龄段的人可以从收入快速增长中获益，只有这部分人才会增加消费，而已经退休的人则按照他们以前较低的收入来安排消费。

7·Nevertheless, some employees who plan to be made retired at age 60 and receive a lump sum benefit will have to work for some more years, if voluntary retirement is not applicable to them.

然而，对于某些未满自请退休条件，却期待能在六十岁退休的劳工，现在可能必须再多待几年了。